Sunday 6 January 2013

One of the Biggest Brainwashing in Modern History

From the day we were born, our minds have always been a subject of programming and re-programming (or so called "brainwash"). We were taught how to do things following a set of pre-conditioned norms and rules. For instance, in some Chinese customs, if a little child starts holding pencils and spoons with his left hand, his parents would adamantly try to force him into using his right hand instead.

Everything that we do today is a result of programming and re-programming. When the outcome is perceived as being positive in accordance to social norms, we call it "education and training". When the outcome is perceived as being negative in accordance to social norms, we call it "brainwashing".

For the rest of this topic that I'm going to talk about here, I will be using the word "brainwash" because that's how I perceive this matter. You may have your own perception, and it's okay. There's no right or wrong here.  :)

Over the past year of research, I have learned that one of the biggest brainwashing in modern history is the idea of RETIREMENT.
"Retirement is the point where a person stops employment completely." ~ Wikipedia

Let me ask you this, what is the minimum age of retirement in Malaysia?
If your answer is "55 years old", please read my question again clearly.
If your answer is "60 years old", please read my question again clearly.
If your answer is "I don't know", please get more information.
If your answer is "Depends", you clearly know something that the 3 categories of people above don't know yet.
If your answer is "There's no such thing as a minimum retirement age", you're probably already on track towards your retirement or financial freedom.

Yes. What I have learned is, there is no such thing as a minimum retirement age in Malaysia. You can retire any time you want, as long as you have the means to do so. If you consider yourself to be in employment for your entire career, then yes, there is indeed a minimum retirement age for EMPLOYEES in Malaysia, which is 60 years old coming July 1 this year.

P/S: I purposely remove the word "employees" from the question to show you the so called "brainwashing" that has taken place in our innocent minds.
Some people have always been in "retirement" because of the huge stream of passive income coming into their pockets from the huge businesses they have inheritted from their ancestors.
Some people have retired at the age of 30 because they have built or acquired enough assets to provide them sufficient passive income to sustain their living.
Some people choose not to retire from their jobs even though they have enough passive income from their assets to sustain their living. Call it semi-retirement.
Some people have been forced into retirement at the age of 55 years old because companies would no longer want to prolong their employment in the company.
Some people have not even retired at the age of 70 because they still have to look for contract jobs to earn money to pay for their expenses and liabilities.
If you're financially savvy, you don't have to adhere to this retirement rule set by the government. If you're financially intelligent, you won't even succumb to the brainwashing of this retirement age thingy.

You can retire any time you want, as long as you have the means to do so.

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